Medicare Advantage = Corporate Ripoff

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Glennfs
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Re: Medicare Advantage = Corporate Ripoff

Post by Glennfs »

Bludogdem wrote: Sat Oct 15, 2022 9:24 am “• Medicare Advantage (also known as
“Part C”) is a type of Medicare health plan offered by a private company that
contracts with Medicare. “

https://www.medicare.gov/Pubs/pdf/12026 ... -Plans.pdf

If it requires certified government (Medicare) approval and a contract between the plan providers and Medicare then Medicare is very, very, involved.

Medicare has been contracting with these companies since 1966. These healthcare companies process all Medicare claims. The government (Medicare) doesn’t process payments.
That is like saying I am in partnership with the government because I have a CDL
" I am a socialist " Bernie Sanders
gounion
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Re: Medicare Advantage = Corporate Ripoff

Post by gounion »

Glennfs wrote: Sat Oct 15, 2022 2:16 pm That is like saying I am in partnership with the government because I have a CDL
For whatever reason, greengrass is here as a complete apologist for corrupt corporations.
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Libertas
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Re: Medicare Advantage = Corporate Ripoff

Post by Libertas »

gounion wrote: Sat Oct 15, 2022 4:23 pm For whatever reason, greengrass is here as a complete apologist for corrupt corporations.
Or the person who lies about who he is, is here solely to troll.
I sigh in your general direction.
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carmenjonze
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Re: Medicare Advantage = Corporate Ripoff

Post by carmenjonze »

gounion wrote: Sat Oct 15, 2022 4:23 pm For whatever reason, greengrass is here as a complete apologist for corrupt corporations.
Greengrass is a stupid sock.
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Bludogdem
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Re: Medicare Advantage = Corporate Ripoff

Post by Bludogdem »

So. The obvious. 48%, and that number grows year by year, have Medicare Advantage. And there is no hew and cry from those policy holders. They get dental, eye, drugs, and additional cost coverage in addition to traditional Medicare. In some instances the fee for Advantage is covered by the Medicare fee that is no longer automatically taken from their social security check. Some do pay a small additional fee. For this they get the additional coverage that, I would roughly estimate, the 20% of us who have a retirement healthcare plan get.

By the way. Variations of the advantage plans have been in effect since the 1970s.
gounion
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Re: Medicare Advantage = Corporate Ripoff

Post by gounion »

Bludogdem wrote: Sun Oct 16, 2022 8:27 am So. The obvious. 48%, and that number grows year by year, have Medicare Advantage. And there is no hew and cry from those policy holders. They get dental, eye, drugs, and additional cost coverage in addition to traditional Medicare. In some instances the fee for Advantage is covered by the Medicare fee that is no longer automatically taken from their social security check. Some do pay a small additional fee. For this they get the additional coverage that, I would roughly estimate, the 20% of us who have a retirement healthcare plan get.

By the way. Variations of the advantage plans have been in effect since the 1970s.
Actually there HAS been a hue and cry. As I mentioned, my first link in the OP showed how much they've been sued, and the government has caught 8 of 10 overbilling.

You haven't responded to either of the articles, you've just posted bullshit corporate-paid crap about how great they are. Obviously you've got money in their stock, don't you?
Bludogdem
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Re: Medicare Advantage = Corporate Ripoff

Post by Bludogdem »

gounion wrote: Sun Oct 16, 2022 8:46 am Actually there HAS been a hue and cry. As I mentioned, my first link in the OP showed how much they've been sued, and the government has caught 8 of 10 overbilling.

You haven't responded to either of the articles, you've just posted bullshit corporate-paid crap about how great they are. Obviously you've got money in their stock, don't you?
Not from the people holding the policies.

I pointed out that the 85,000 potential problem transactions represent less than .o1% of transaction activity. Not a hew and cry from the government nor those holding the policies. Everyone I know with an advantage plan finds it satisfactory.
gounion
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Re: Medicare Advantage = Corporate Ripoff

Post by gounion »

Bludogdem wrote: Sun Oct 16, 2022 8:50 am Not from the people holding the policies.

I pointed out that the 85,000 potential problem transactions represent less than .o1% of transaction activity. Not a hew and cry from the government nor those holding the policies. Everyone I know with an advantage plan finds it satisfactory.
then why aren't you on it?

People are being ripped off. Many are seniors who don't know they are getting ripped off. Why Medicare Advantage Plans are bad:
There are several reasons why beneficiaries may feel Medicare Advantage plans are bad. Some policyholders can provide a list of disadvantages, while others might be satisfied with their Medicare Advantage coverage. Based on who you ask, the answer to this question varies.

Overall, many Medicare Advantage policyholders do not like the plans because they thought they were free. Even without a monthly premium, most beneficiaries spend more out-of-pocket on a Medicare Advantage plan than they would on a Medicare Supplement plan.

Common Medicare Advantage plan disadvantages include:
  • Coverage does not travel with you
  • Small networks of doctors
  • High out-of-pocket maximum
  • Plan benefits change annually
  • The constant need for referrals and approvals
If you enjoy traveling, prefer going to any doctor or hospital you wish, want to keep out-of-pocket costs low, do not want your benefits to change, and do not want the hassle of getting a referral, a Medicare Advantage plan is probably not for you.

Often, the most significant complaint of all is the small network of doctors and hospitals Medicare Advantage plan beneficiaries can visit. Since not all doctors accept Medicare Advantage plans, it can be challenging to find the right doctor who takes your plan, leading to a delay in care.
The BEST Medicare coverage is to take basic Medicare plus a Medigap plan. Stay away from Medicare Advantage. It's a corporate ripoff.
Bludogdem
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Re: Medicare Advantage = Corporate Ripoff

Post by Bludogdem »

gounion wrote: Sun Oct 16, 2022 9:01 am then why aren't you on it?

People are being ripped off. Many are seniors who don't know they are getting ripped off. Why Medicare Advantage Plans are bad:



The BEST Medicare coverage is to take basic Medicare plus a Medigap plan. Stay away from Medicare Advantage. It's a corporate ripoff.
This is the company from the website you posted

https://www.medicarefaq.com/about-us/

They’re an insurance brokerage firm wanting to sell you insurance. Likely an advantage plan.

Medigap is insurance from the same private companies that sell advantage plans. Except no dental, eye, or drug coverage.
Bludogdem
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Re: Medicare Advantage = Corporate Ripoff

Post by Bludogdem »

gounion wrote: Sun Oct 16, 2022 9:01 am then why aren't you on it?

People are being ripped off. Many are seniors who don't know they are getting ripped off. Why Medicare Advantage Plans are bad:



The BEST Medicare coverage is to take basic Medicare plus a Medigap plan. Stay away from Medicare Advantage. It's a corporate ripoff.
I have a rather fine corporate retirement healthcare plan.
gounion
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Re: Medicare Advantage = Corporate Ripoff

Post by gounion »

Bludogdem wrote: Sun Oct 16, 2022 6:27 pm I have a rather fine corporate retirement healthcare plan.
And they don’t require you to sign up for Medicare? If you say they do you’re full of shit.
Bludogdem
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Re: Medicare Advantage = Corporate Ripoff

Post by Bludogdem »

gounion wrote: Sun Oct 16, 2022 6:38 pm And they don’t require you to sign up for Medicare? If you say they do you’re full of shit.
“After I retire, I will be eligible for RETIREE COVERAGE from my former employer (or from my spouse’s former employer).
If you are planning to take retiree coverage from a former employer, you should enroll in both Part A and B. Most retiree insurance requires you to have both Part A and Part B to get coverage.”

https://www.cms.gov/Outreach-and-Educat ... irment.pdf
Bludogdem
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Re: Medicare Advantage = Corporate Ripoff

Post by Bludogdem »

If Medicare Advantage is so bad why do 28 million Medicare eligible people, out of 58 million Medicare eligible people use it. And why do my friends who have say it works fine.
gounion
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Re: Medicare Advantage = Corporate Ripoff

Post by gounion »

Bludogdem wrote: Sun Oct 16, 2022 6:54 pm If Medicare Advantage is so bad why do 28 million Medicare eligible people, out of 58 million Medicare eligible people use it. And why do my friends who have say it works fine.
Because companies spend a lot of money convincing unsuspecting and trusting seniors that they should buy their crap. They don’t mind ripping them off. That’s what corporations do.
Bludogdem
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Re: Medicare Advantage = Corporate Ripoff

Post by Bludogdem »

gounion wrote: Sun Oct 16, 2022 6:57 pm Because companies spend a lot of money convincing unsuspecting and trusting seniors that they should buy their crap. They don’t mind ripping them off. That’s what corporations do.
And yet people who have advantage say it works fine.
bradman
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Re: Medicare Advantage = Corporate Ripoff

Post by bradman »

"Labor is prior to, and independent of, capital. Capital is only the fruit of labor, and could never have existed if Labor had not first existed. Labor is superior to capital, and deserves much the higher consideration." -- Abraham Lincoln.

One cannot survive without the other.
I am not a member of any organized political party. I am a Democrat. [Will Rogers]
gounion
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Re: Medicare Advantage = Corporate Ripoff

Post by gounion »

Bludogdem wrote: Sun Oct 16, 2022 7:00 pm And yet people who have advantage say it works fine.
Depends if they get sick or not. And only 2/3rds are happy - a third aren’t.

Plus most of them are scamsters and lost lots of lawsuits. See my links in the opening posts.

Best to get Medicare and a medigap plan. Glenn’s smart enough he won’t touch Medicare Advantage.

I saw a commercial today locally during a football game hawking a Medicare Advantage plan that had zero copays. I noted they didn’t mention the out-of-pocket expenses, which should be noted up front, but it wasn’t. Classic insurance scam.
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Libertas
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Re: Medicare Advantage = Corporate Ripoff

Post by Libertas »

gounion wrote: Sun Oct 16, 2022 7:04 pm Depends if they get sick or not. And only 2/3rds are happy - a third aren’t.

Plus most of them are scamsters and lost lots of lawsuits. See my links in the opening posts.

Best to get Medicare and a medigap plan. Glenn’s smart enough he won’t touch Medicare Advantage.

I saw a commercial today locally during a football game hawking a Medicare Advantage plan that had zero copays. I noted they didn’t mention the out-of-pocket expenses, which should be noted up front, but it wasn’t. Classic insurance scam.
WESTERN HEALTH ADVANTAGE

comes up as one of the options and when I get reviews of the company they are almost all bad...just one example.
I sigh in your general direction.
Bludogdem
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Re: Medicare Advantage = Corporate Ripoff

Post by Bludogdem »

gounion wrote: Sun Oct 16, 2022 7:04 pm Depends if they get sick or not. And only 2/3rds are happy - a third aren’t.

Plus most of them are scamsters and lost lots of lawsuits. See my links in the opening posts.

Best to get Medicare and a medigap plan. Glenn’s smart enough he won’t touch Medicare Advantage.

I saw a commercial today locally during a football game hawking a Medicare Advantage plan that had zero copays. I noted they didn’t mention the out-of-pocket expenses, which should be noted up front, but it wasn’t. Classic insurance scam.
So with medigap no dental, no eye
Bludogdem
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Re: Medicare Advantage = Corporate Ripoff

Post by Bludogdem »

gounion wrote: Sun Oct 16, 2022 6:38 pm And they don’t require you to sign up for Medicare? If you say they do you’re full of shit.
So, your retiree coverage doesn’t require you to enroll in Medicare when you hit 65?
gounion
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Re: Medicare Advantage = Corporate Ripoff

Post by gounion »

Bludogdem wrote: Sun Oct 16, 2022 7:11 pm So, your retiree coverage doesn’t require you to enroll in Medicare when you hit 65?
Of course they do. I’ve said that several times. Didn’t they teach you reading comprehension during those 40-some degrees you got?
Bludogdem
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Re: Medicare Advantage = Corporate Ripoff

Post by Bludogdem »

gounion wrote: Sun Oct 16, 2022 8:04 pm Of course they do. I’ve said that several times. Didn’t they teach you reading comprehension during those 40-some degrees you got?
Then why did you ask this stupid question?

“ And they don’t require you to sign up for Medicare? If you say they do you’re full of shit.”
gounion
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Re: Medicare Advantage = Corporate Ripoff

Post by gounion »

Bludogdem wrote: Sun Oct 16, 2022 8:09 pm Then why did you ask this stupid question?

“ And they don’t require you to sign up for Medicare? If you say they do you’re full of shit.”
Because you acted like you didn’t have to sign up for Medicare. You were running away from the question.
Bludogdem
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Re: Medicare Advantage = Corporate Ripoff

Post by Bludogdem »

gounion wrote: Sun Oct 16, 2022 8:18 pm Because you acted like you didn’t have to sign up for Medicare. You were running away from the question.
“ If you say they do you’re full of shit.”

Do you understand what your saying here?
gounion
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Re: Medicare Advantage = Corporate Ripoff

Post by gounion »

Bludogdem wrote: Sun Oct 16, 2022 8:39 pm “ If you say they do you’re full of shit.”

Do you understand what your saying here?
Yes I do. I was saying if you said you didn’t need Medicare because you had a good corporate plan from your employer, you were full of shit.
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